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AIU TRAVEL INSURANCE
You can select up to ¥50,000,000 for Accidental Death & Impediment...
[new] Pre-existing condision is covered up to 3,000,000 yen
Pre-existing condition is covered in every set type listed below when duration of the policy is 31 days or less.
This new rider is attached automatically to Medical & Rescuer's Expenses.
There is some exclusion such as;
・expenses that are previously scheduled(by prescription) before departure
・hot-spring therapy,massage,Chiropractic Treatment,rehabilltation etc.
・Please refer to a brochure(in Japanese)for details.

TYPE 904 903 901 04 03 01
Accident Death 50,000,000 30,000,000 10,000,000 50,000,000 30,000,000 10,000,000
Accident Physical Impediment 50,000,000 30,000,000 10,000,000 50,000,000 30,000,000 10,000,000
Medical & Rescuer's Expenses UNLIMITED 20,000,000 15,000,000 10,000,000
(Emargency Sickness Medical & Rescuers
Expenses 3,000,000)		 (Emargency Sickness Medical & Rescuers
Expenses 3,000,000)
Sickness Death 30,000,000 30,000,000 10,000,000 30,000,000 30,000,000 10,000,000
Personal Liability (Deductible ¥0) 100,000,000 100,000,000 100,000,000 100,000,000 100,000,000 100,000,000
Baggage (Deductible ¥0) 300,000 300,000 300,000 300,000 300,000 300,000
Delayed Baggage Expense of Flight 100,000 100,000 100,000 100,000 100,000 100,000
Delayed Flight Expenses 30,000 30,000 30,000 30,000 30,000 30,000
PERIOD OF INSURANCE PREMIUMS
3 days 6,130 5,470 3,930 5,580 4,900 3,320
4 days 6,990 6,270 4,650 6,310 5,560 3,690
6 days 8,060 7,300 5,640 7,230 6,430 4,720
8 days 8,900 8,100 6,400 7,950 7,100 5,340
11 days 10,020 9,140 7,320 8,890 7,950 6,060
15 days 11,450 10,490 8,530 10,110 9,080 7,030
18 days 12,430 11,390 9,350 10,930 9,810 7,670
22 days 13,640 12,480 10,300 11,980 10,740 8,450
25 days 15,020 13,760 11,420 13,140 11,790 9,320
28 days 16,560 15,200 12,720 14,440 12,980 10,360
31 days 17,600 16,160 13,580 15,320 13,760 11,030
46 days 25,250 23,270 19,690 23,310 20,910 15,670
2 months 34,350 31,790 26,970 31,420 28,290 22,570
3 months 50,140 45,780 40,160 45,300 41,120 33,190
4 months 65,070 60,790 52,030 58,690 53,350 42,690
5 months 87,420 81,880 70,520 78,300 71,320 57,640
6 months 106,240 99,720 86,100 94,790 66,540 70,100
Unit: YEN
* For mountain climbing, luging, bobsleighing, sky diving, hang-gliding or any other dangerous sports similar thereto, additional premium is required.
* Above set types include "Special Loss of Life Indemnity Endorsement" and "Endorsement on Payment of Special Loss of Life Imdemnity".

(1) ACCIDENTAL DEATH AND IMPEDIMENT
Compensation for loss of life and physical impediment ocurring within 180 days from the date of accident

For example:
Loss of life 100% of principal sum
Permanent total loss of hearing power of both ears 80% of principal sum
Loss of sight of one eye 60% of principal sum
Loss of one arm or one leg 60% of principal sum

(Note) Death Special Benefit and Termination of Additional Payment of Physical Impediment
In case of the death caused by a third person's act intended to harm the insured, 100% of the Death Benefit will be paid additionally.

(2) MEDICAL & RESCUER'S EXPENSES (for Accident and Sickness Medical Expenses)
Compensation for the following amount, if the insured shall require treatment necessitated by accidental bodily injury or sickness incurred within 180 days either from the date of accident or from the first day of the treatment for sickness. The treatment for sickness must commence during the course of travel or within 72 hours (in case of infectious disease, within 30 days) after the termination of the covered period.

(1) Amount actually incurred for medical treatment, and
(2) Amount of miscellaneous expenses actually incurred up to 200,000 yen for international telephone and purchase of necessary personal effects for hospitalization (purchase of personal effects cannot exceed 50,000 yen).
*Chiropractic, Acupuncture, and Moxa cautery expenses are not covered.
(for RESCURE'S EXPENSES)
Compasation for such extra expenses as incurred for transportation, hotel room, repatriation, search and rescue on account of:

(1) mishap to the aircraft or watercraft, or other situation which necessitates search and rescue activities, or
(2) accidental bodily injury or sickness resulting in loss of life or hospital confinement for consective 3 days or more.
(3) SICKNESS DEATH
Compensation for loss of life resulting from sickness and occurring in the course of travel, and also for loss of life occurring within 30 days after termination of the travel or policy period, whichever is earlier, if caused by(a) sickness manifesting itself in such covered period provided that the treatment thereof commences within the time not exceeding 72 hours after termination of such covered period,(b) sickness manifesting itself within 72 hours after termination of the covered period provided thet the cause thereof has taken place within 72 hours after termination of the covered period, or(c) any of the specified infectious diseases contracted within the covered period.

(4) PERSONAL LIABILITY
Compensation for costs incurred due to bodily injury or property damage caused by accident, additionally including expenses incurred for first aid, subject to the selected maximum amount.
(5) BAGGAGE
Compensation for loss of or damage to the insured's personal belongings.
If the amount of loss for a piece of or a pair or set of the property insured exceeds ¥100,000, the amount of loss shall be limited to ¥100,000; and if the total amount of loss of tickets exceeds ¥50,000, the amount of loss shall be limited to ¥50,000.

(6) DELAYED BAGGAGE EXPENSE OF FLIGHT ENDORSEMENT
Compensation for lexpenses (purchase of clothing, necessities etc.) arising from delay in the arrival of baggage deposited with an aviation company for over 6 hours.
(7) DELAYED FLIGHT EXPENSE
Compensation for lexpenses (lodging expense, meal expense, transportation expense etc.) arising from delay of flight over 6 hours.
(8) EXAMPLES OF EXCLUSION
The insurance does not compensate for any loss resulting from:
(1) suicide, criminal act, pregnancy, war, revolution, environmental pollution, nuclear hazards under accidental death impediment and medical expenses coverage,
(2) pregnancy and dental disease under sickness medical expenses coverage and sickness death coverage,
(3) nuclear hazards, business pursuits, aircraft, vessel and automobile under personal liability coverage,
(4) pre-existing diseases.
(5) Loss arising from: (a) wear and gear, or defects; (b) mislaying, misplacing or mysterious disapperance; of the property insured under baggage coverage.

The coverage begins at 0:00 a.m. (midnight) on the first day of the designated period of insurance and expires at 12:00 p.m. (midnight) thereof. However, any accident or sickness occurring before commencement of the trip or after it has been finished is not included. For complete provisions, please refer to the certificate you will have.
Please be noticed that the above description is the summary of Japanese "Overseas Travel Accident Insurance" Policy, which will be applied for insurance claims.
Please contact AIU or us for further details of this insurance.
No.1 Travel has the right of proxy and conclusion of the insurance contact.


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