No.1 Travel HOME > Travel Insurance
| AIU TRAVEL INSURANCE |
You can select up to ¥50,000,000 for Accidental Death&Impediment...
[new] Pre-existing condision is covered up to 3,000,000 yen |
Pre-existing condition is covered
in every set type listed below when duration of the policy is 31 days or less. This new rider is attached automatically to Medical & Rescuer's Expenses. There is some exclusion such as; ・expenses that are previously scheduled(by
prescription) before departure
・hot-spring therapy,massage,Chiropractic Treatment,rehabilltation etc. ・Please refer to a brochure(in Japanese)for details. |
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| * For mountain climbing, luging,
bobsleighing, sky diving, hang-gliding or any other dangerous sports
similar thereto, additional premium is required. * Above set types include "Special Loss of Life Indemnity Endorsement" and "Endorsement on Payment of Special Loss of Life Imdemnity". |
| (1) ACCIDENTAL DEATH AND IMPEDIMENT | ||||||||
| Compensation for loss of
life and physical impediment ocurring within 180 days from the date of
accident For example:
(Note) Death Special Benefit and Termination of Additional Payment of Physical Impediment In case of the death caused by a third person's act intended to harm the insured, 100% of the Death Benefit will be paid additionally. |
| (2) MEDICAL & RESCUER'S EXPENSES (for Accident and Sickness Medical Expenses) |
| Compensation for the following
amount, if the insured shall require treatment necessitated by accidental
bodily injury or sickness incurred within 180 days either from the date of
accident or from the first day of the treatment for sickness. The
treatment for sickness must commence during the course of travel or within
72 hours (in case of infectious disease, within 30 days) after the
termination of the covered period. (1) Amount actually incurred for medical treatment, and (2) Amount of miscellaneous expenses actually incurred up to 200,000 yen for international telephone and purchase of necessary personal effects for hospitalization (purchase of personal effects cannot exceed 50,000 yen). *Chiropractic, Acupuncture, and Moxa cautery expenses are not covered. |
| (for RESCURE'S EXPENSES) |
| Compasation for such extra expenses
as incurred for transportation, hotel room, repatriation, search and
rescue on account of: (1) mishap to the aircraft or watercraft, or other situation which necessitates search and rescue activities, or (2) accidental bodily injury or sickness resulting in loss of life or hospital confinement for consective 3 days or more. |
| (3) SICKNESS DEATH |
| Compensation for loss of life resulting from sickness and occurring in the course of travel, and also for loss of life occurring within 30 days after termination of the travel or policy period, whichever is earlier, if caused by(a) sickness manifesting itself in such covered period provided that the treatment thereof commences within the time not exceeding 72 hours after termination of such covered period,(b) sickness manifesting itself within 72 hours after termination of the covered period provided thet the cause thereof has taken place within 72 hours after termination of the covered period, or(c) any of the specified infectious diseases contracted within the covered period. |
| (4) PERSONAL LIABILITY |
| Compensation for costs incurred due to bodily injury or property damage caused by accident, additionally including expenses incurred for first aid, subject to the selected maximum amount. |
| (5) BAGGAGE |
| Compensation for loss of or damage to the insured's
personal belongings. If the amount of loss for a piece of or a pair or set of the property insured exceeds ¥100,000, the amount of loss shall be limited to ¥100,000; and if the total amount of loss of tickets exceeds ¥50,000, the amount of loss shall be limited to ¥50,000. |
| (6) DELAYED BAGGAGE EXPENSE OF FLIGHT ENDORSEMENT |
| Compensation for lexpenses (purchase of clothing, necessities etc.) arising from delay in the arrival of baggage deposited with an aviation company for over 6 hours. |
| (7) DELAYED FLIGHT EXPENSE |
| Compensation for lexpenses (lodging expense, meal expense, transportation expense etc.) arising from delay of flight over 6 hours. |
| (8) EXAMPLES OF EXCLUSION |
| The insurance does not compensate for
any loss resulting from: (1) suicide, criminal act, pregnancy, war, revolution, environmental pollution, nuclear hazards under accidental death impediment and medical expenses coverage, (2) pregnancy and dental disease under sickness medical expenses coverage and sickness death coverage, (3) nuclear hazards, business pursuits, aircraft, vessel and automobile under personal liability coverage, (4) pre-existing diseases. (5) Loss arising from: (a) wear and gear, or defects; (b) mislaying, misplacing or mysterious disapperance; of the property insured under baggage coverage. |
| The coverage begins at 0:00 a.m. (midnight) on the first
day of the designated period of insurance and expires at 12:00 p.m.
(midnight) thereof. However, any accident or sickness occurring before
commencement of the trip or after it has been finished is not included.
For complete provisions, please refer to the certificate you will
have. Please be noticed that the above description is the summary of Japanese "Overseas Travel Accident Insurance" Policy, which will be applied for insurance claims. Please contact AIU or us for further details of this insurance. No.1 Travel has the right of proxy and conclusion of the insurance contact. |
